{"id":4339,"date":"2026-01-29T08:17:29","date_gmt":"2026-01-29T00:17:29","guid":{"rendered":"https:\/\/insurance.vincent-chen.com\/tw\/?p=4339"},"modified":"2026-01-29T11:18:52","modified_gmt":"2026-01-29T03:18:52","slug":"%e5%b9%b4%e7%9c%81900%e5%84%84%e5%85%83%e9%81%bf%e9%9a%aa%e6%88%90%e6%9c%ac%e5%a6%82%e4%bd%95%e9%81%8b%e7%94%a8%ef%bc%9f%e5%a3%bd%e9%9a%aa%e5%8c%af%e7%8e%87%e6%9c%83%e8%a8%88%e6%96%b0%e5%88%b6","status":"publish","type":"post","link":"https:\/\/insurance.vincent-chen.com\/tw\/%e5%b9%b4%e7%9c%81900%e5%84%84%e5%85%83%e9%81%bf%e9%9a%aa%e6%88%90%e6%9c%ac%e5%a6%82%e4%bd%95%e9%81%8b%e7%94%a8%ef%bc%9f%e5%a3%bd%e9%9a%aa%e5%8c%af%e7%8e%87%e6%9c%83%e8%a8%88%e6%96%b0%e5%88%b6\/","title":{"rendered":"\u5e74\u7701900\u5104\u5143\u907f\u96aa\u6210\u672c\u5982\u4f55\u904b\u7528\uff1f\u58fd\u96aa\u532f\u7387\u6703\u8a08\u65b0\u5236\u914d\u5957\u660e\u8a0e\u8ad6"},"content":{"rendered":"<p>\u3010\u5de5\u5546\u6642\u5831\uff0f\u9673\u7f8e\u541b\u3001\u9b4f\u55ac\u6021\u30112026-01-29<\/p>\n<p>\u91d1\u7ba1\u6703\u7a4d\u6975\u5354\u52a9\u58fd\u96aa\u696d\u300c\u8f49\u9aa8\u300d\uff0c\u4eca\u5e74\u6b63\u5f0f\u4e0a\u8def\u7684\u58fd\u96aa\u532f\u7387\u6703\u8a08\u65b0\u5236\u5269\u300c\u6700\u5f8c\u4e00\u54e9\u8def\u300d\uff0c\u914d\u5957\u63aa\u65bd2\u6708\u51fa\u7210\u3002\u91d1\u7ba1\u6703\u5728\u53bb\u5e74\u5e95\u9810\u544a\u65b0\u532f\u7387\u6703\u8a08\u65b0\u5236\u5f8c\uff0c\u5404\u754c\u7686\u7dca\u76ef\u914d\u5957\u63aa\u65bd\uff0c\u60f3\u77e5\u9053\u6bcf\u5e74\u7701\u4e0b\u7684900\u5104\u5143\u907f\u96aa\u6210\u672c\u505a\u4f55\u7528\u9014\uff0c\u91d1\u7ba1\u670330\u65e5\u9080\u58fd\u96aa\u696d\u8005\u5171\u540c\u91dd\u5c0d\u914d\u5957\u63aa\u65bd\u9032\u884c\u6700\u5f8c\u8a0e\u8ad6\u3002<!--more--><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/tw\/wp-content\/uploads\/2026\/01\/news-20260129.jpg?resize=1024%2C532&#038;ssl=1\" alt=\"\" width=\"1024\" height=\"532\" class=\"aligncenter size-full wp-image-4340\" srcset=\"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/tw\/wp-content\/uploads\/2026\/01\/news-20260129.jpg?w=1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/tw\/wp-content\/uploads\/2026\/01\/news-20260129.jpg?resize=300%2C156&amp;ssl=1 300w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/tw\/wp-content\/uploads\/2026\/01\/news-20260129.jpg?resize=768%2C399&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>\u91d1\u7ba1\u6703\u53bb\u5e7412\u670826\u65e5\u9810\u544a\u4fdd\u96aa\u696d\u8ca1\u52d9\u5831\u544a\u7de8\u88fd\u6e96\u5247\u4fee\u6b63\u8349\u6848\u4e14\u9810\u544a\u671f\u6eff\uff0c\u914d\u5408\u6703\u8a08\u5236\u5ea6\u8abf\u6574\uff0c\u91cd\u65b0\u6aa2\u8996\u300c\u4eba\u8eab\u4fdd\u96aa\u696d\u5916\u532f\u50f9\u683c\u8b8a\u52d5\u6e96\u5099\u91d1\u300d\u898f\u5b9a\u5167\u5bb9\uff0c\u56e0\u6b64\u8209\u884c\u300c\u4eba\u8eab\u4fdd\u96aa\u696d\u5916\u532f\u50f9\u683c\u8b8a\u52d5\u6e96\u5099\u91d1\u61c9\u6ce8\u610f\u4e8b\u9805\u300d\u4fee\u6b63\u8349\u6848\u6703\u8b70\uff0c\u7531\u4fdd\u96aa\u5c40\u5c40\u9577\u738b\u9e97\u60e0\u4e3b\u6301\uff0c\u5168\u9ad4\u58fd\u96aa\u516c\u53f8\u5171\u540c\u7814\u5546\u532f\u7387\u6703\u8a08\u65b0\u5236\u7684\u914d\u5957\u63aa\u65bd\u3002<\/p>\n<p>\u91d1\u7ba1\u6703\u8aaa\uff0c\u6211\u570b\u58fd\u96aa\u696d\u570b\u5916\u6295\u8cc7\u91d1\u984d\u9f90\u5927\uff0c\u4f9d\u570b\u969b\u6703\u8a08\u6e96\u5247\u7b2c21\u865f\uff08IAS21\uff09\u5c0d\u532f\u7387\u6703\u8a08\u898f\u7bc4\uff0c\u9808\u5c07\u5916\u5e63\u8cc7\u7522\u532f\u514c\u6ce2\u52d5\u8b8a\u5316\u640d\u76ca\u8a8d\u5217\u5165\u8ca1\u52d9\u5831\u8868\u3002\u60df\u58fd\u96aa\u696d\u9577\u671f\u6301\u6709\u5916\u5e63\u8cc7\u7522\u4ee5\u5c0d\u61c9\u9577\u671f\u4fdd\u55ae\u8ca0\u50b5\uff0c\u591a\u6578\u672a\u6709\u77ed\u671f\u532f\u56de\u9700\u6c42\uff0c\u73fe\u884c\u8ca1\u5831\u56e0\u77ed\u671f\u532f\u7387\u6ce2\u52d5\u5c0e\u81f4\u5e33\u9762\u640d\u76ca\u6ce2\u52d5\u904e\u5927\uff0c\u4e14\u591a\u5c6c\u672a\u5be6\u73fe\u640d\u76ca\uff0c\u90e8\u5206\u50b5\u5238\u8cc7\u7522\u540c\u6642\u63a1\u300c\u6524\u92b7\u5f8c\u6210\u672c\u300d\u8207\u5373\u6642\u532f\u7387\uff0c\u5c0e\u81f4\u8a55\u50f9\u57fa\u790e\u4e0d\u4e00\u81f4\uff0c\u96e3\u4ee5\u53cd\u6620\u5be6\u969b\u7d93\u6fdf\u5be6\u8cea\uff0c\u61c9\u5efa\u7acb\u66f4\u80fd\u5141\u7576\u8868\u9054\u6211\u570b\u58fd\u96aa\u696d\u8ca1\u52d9\u72c0\u6cc1\u7684\u6703\u8a08\u5236\u5ea6\u3002<\/p>\n<p>\u58fd\u96aa\u696d\u532f\u7387\u6703\u8a08\u65b0\u52362026\u5e74\u4e0a\u8def\uff0c\u4f30\u6bcf\u5e74\u53ef\u7701900\u5104\u5143\u907f\u96aa\u6210\u672c\uff0c\u81fa\u9280\u4eba\u58fd\u3001\u570b\u6cf0\u4eba\u58fd\u8207\u65b0\u5149\u4eba\u58fd\u5747\u5df2\u516c\u544a\u8463\u4e8b\u6703\u6c7a\u8b70\u63a1\u53d6\u532f\u7387\u6703\u8a08\u65b0\u5236\uff0c\u4eca\u5e741\u67081\u65e5\u8d77\uff0c\u5c0d\u672a\u6307\u5b9a\u5916\u5e63\u98a8\u96aa\u907f\u96aa\u7684\u6309\u6524\u92b7\u5f8c\u6210\u672c\u8861\u91cf\uff08AC\uff09\u7684\u50b5\u52d9\u5de5\u5177\uff0c\u672a\u5be6\u73fe\u514c\u63db\u5dee\u984d\u9010\u5238\u6309\u9810\u671f\u5269\u9918\u5b58\u7e8c\u671f\u9593\u63a1\u76f4\u7dda\u6cd5\u6524\u92b7\u3002<\/p>\n<p>\u7a0d\u65e9\u4fdd\u767c\u4e2d\u5fc3\u7814\u64ec\u7684\u914d\u5957\u63aa\u65bd\u70ba\uff1a\u5927\u5e45\u62c9\u9ad8\u5916\u532f\u50f9\u683c\u8b8a\u52d5\u6e96\u5099\u91d1\u9918\u984d\uff0cVaR\u503c\u7531\u73fe95\uff05\u62c9\u9ad8\u81f399.5\uff05\uff1b\u58fd\u96aa\u516c\u53f8\u7701\u4e0b\u591a\u5c11\u907f\u96aa\u6210\u672c\u5c07\u5f9e\u56b4\u8a08\u7b97\uff0c\u53ef\u80fd\u4ee5\u5404\u516c\u53f8\u904e\u53bb\u4e09\u5e74\uff0c\u907f\u96aa\u6bd4\u7387\u6700\u9ad8\u7684\u6708\u4efd\u8a08\u7b97\uff0c\u7701\u4e0b\u4f86\u7684\u907f\u96aa\u6210\u672c\u9808\u5168\u6578\u8f49\u5165\u5916\u532f\u6e96\u5099\u91d1\u8207\u7279\u5225\u76c8\u9918\u516c\u7a4d\u88e1\uff1b\u70ba\u52a0\u901f\u539a\u5be6\u5916\u532f\u50f9\u683c\u6e96\u5099\u91d1\uff0c\u58fd\u96aa\u516c\u53f8\u6bcf\u6708\u9700\u63d0\u5b581.5\uff05\u6bd4\u7387\u81f3\u5916\u532f\u6e96\u5099\u91d1\uff0c\u5269\u4e0b\u90e8\u5206\u4eca\u5e74\u5e95\u8f49\u5165\u7279\u5225\u76c8\u9918\u516c\u7a4d\u88e1\uff0c\u7701\u4e0b\u7684\u907f\u96aa\u6210\u672c\u4e0d\u80fd\u8a08\u5165\u81ea\u6709\u8cc7\u672c\uff1b\u904e\u6e21\u671f15\u5e74\u88e1\uff0c\u7701\u4e0b\u7684\u907f\u96aa\u6210\u672c\u4e0d\u5f97\u7528\u65bc\u76c8\u9918\u4e0a\u7e73\u548c\u767c\u653e\u80a1\u5229\u4e4b\u7528\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u3010\u5de5\u5546\u6642\u5831\uff0f\u9673\u7f8e\u541b\u3001\u9b4f\u55ac\u6021\u30112026-01-29 \u91d1\u7ba1\u6703\u7a4d\u6975\u5354\u52a9\u58fd\u96aa\u696d\u300c\u8f49\u9aa8\u300d\uff0c\u4eca\u5e74\u6b63\u5f0f\u4e0a\u8def\u7684\u58fd\u96aa\u532f\u7387\u6703\u8a08\u65b0\u5236&hellip;&nbsp;<a href=\"https:\/\/insurance.vincent-chen.com\/tw\/%e5%b9%b4%e7%9c%81900%e5%84%84%e5%85%83%e9%81%bf%e9%9a%aa%e6%88%90%e6%9c%ac%e5%a6%82%e4%bd%95%e9%81%8b%e7%94%a8%ef%bc%9f%e5%a3%bd%e9%9a%aa%e5%8c%af%e7%8e%87%e6%9c%83%e8%a8%88%e6%96%b0%e5%88%b6\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">\u5e74\u7701900\u5104\u5143\u907f\u96aa\u6210\u672c\u5982\u4f55\u904b\u7528\uff1f\u58fd\u96aa\u532f\u7387\u6703\u8a08\u65b0\u5236\u914d\u5957\u660e\u8a0e\u8ad6<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"off","neve_meta_content_width":70,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,2],"tags":[],"class_list":["post-4339","post","type-post","status-publish","format-standard","hentry","category-taiwan","category-news"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/posts\/4339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/comments?post=4339"}],"version-history":[{"count":1,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/posts\/4339\/revisions"}],"predecessor-version":[{"id":4341,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/posts\/4339\/revisions\/4341"}],"wp:attachment":[{"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/media?parent=4339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/categories?post=4339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/tags?post=4339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}