{"id":4149,"date":"2025-11-22T13:28:25","date_gmt":"2025-11-22T05:28:25","guid":{"rendered":"https:\/\/insurance.vincent-chen.com\/tw\/?p=4149"},"modified":"2026-01-08T13:30:02","modified_gmt":"2026-01-08T05:30:02","slug":"%e5%a3%bd%e9%9a%aa%e5%8c%af%e7%8e%87%e9%81%bf%e9%9a%aa-%e3%80%8c%e4%b8%89%e9%8b%bc%e9%87%98%e3%80%8d%e8%bd%89%e9%aa%a8-%e5%bb%ba%e7%ab%8b%e8%87%aa%e6%88%91%e4%bf%9d%e9%9a%aa%e6%a9%9f%e5%88%b6","status":"publish","type":"post","link":"https:\/\/insurance.vincent-chen.com\/tw\/%e5%a3%bd%e9%9a%aa%e5%8c%af%e7%8e%87%e9%81%bf%e9%9a%aa-%e3%80%8c%e4%b8%89%e9%8b%bc%e9%87%98%e3%80%8d%e8%bd%89%e9%aa%a8-%e5%bb%ba%e7%ab%8b%e8%87%aa%e6%88%91%e4%bf%9d%e9%9a%aa%e6%a9%9f%e5%88%b6\/","title":{"rendered":"\u58fd\u96aa\u532f\u7387\u907f\u96aa \u300c\u4e09\u92fc\u91d8\u300d\u8f49\u9aa8 \u5efa\u7acb\u81ea\u6211\u4fdd\u96aa\u6a5f\u5236 \u4f30\u7701\u4e0b1.3\u5146\u5143"},"content":{"rendered":"

\u3010\u7d93\u6fdf\u65e5\u5831\uff0f\u8a18\u8005\u9ec3\u4e8e\u5ead\uff0f\u53f0\u5317\u5831\u5c0e\u30112025-11-22<\/p>\n

\u58fd\u96aa\u516c\u6703\u6628\uff0821\uff09\u65e5\u91dd\u5c0d\u58fd\u96aa\u696d\u63a8\u884c\u532f\u7387\u6703\u8a08\u8abf\u6574\u7684\u5fc5\u8981\u6027\u9032\u884c\u8aaa\u660e\u3002\u58fd\u96aa\u516c\u6703\u526f\u7406\u4e8b\u9577\u6797\u662d\u5ef7\u5f37\u8abf\uff0c\u82e5\u6703\u8a08\u4e0a\u80fd\u7d66\u58fd\u96aa\u696d15\u5e74\u532f\u7387\u904e\u6e21\u63aa\u65bd\uff0c\u4f30\u53ef\u7701\u4e0b1.35\u5146\u5143\u907f\u96aa\u6210\u672c\uff0c\u4e26\u5c07\u90191.35\u5146\u5143\u6210\u672c\u5168\u63d0\u653e\u5230\u5916\u50f9\u91d1\u548c\u8cc7\u672c\uff0c\u5f37\u5316\u58fd\u96aa\u696d\u98a8\u96aa\u627f\u64d4\u80fd\u529b\u3002<\/p>\n

\u58fd\u96aa\u532f\u7387\u907f\u96aa\u6703\u8a08\u5236\u5ea6\u8abf\u6574\uff0c\u5728\u516c\u6703\u63a8\u51fa\u7684\u56db\u5927\u65b9\u6848\u4e2d\uff0c\u5305\u62ecAC\u50b5\u5238\u7684\u6295\u8cc7\u90e8\u4f4d\u63a1\u6524\u92b7\u8a55\u50f9\u3001\u63a1\u5341\u5e74\u532f\u7387\u5747\u50f9\u3001\u905e\u5ef6\u8cc7\u7522\u53ca\u532f\u7387\u8986\u84cb\u6cd5\uff0c\u76ee\u524d\u516c\u6703\u50be\u5411AC\u50b5\u5238\u6524\u92b7\u65b9\u5f0f\uff0c\u6628\u65e5\u5247\u78ba\u5b9a\u5c07\u63a115\u5e74\u904e\u6e21\uff0c\u4e26\u4e14\u8aaa\u660e\u672a\u4f86\u7684\u88dc\u5f37\u63aa\u65bd\uff0c\u5305\u62ec\u7bc0\u7701\u4e0b\u4f86\u7684\u907f\u96aa\u6210\u672c1.35\u5146\u5143\u53ef\u4ee5\u8f49\u9032\u7279\u5225\u76c8\u9918\u516c\u7a4d\uff0c\u4ee5\u53ca\u589e\u63d0\u7372\u52295\uff05\uff0c15\u5e74\u7d04\u53ef\u5f37\u53161,275\u5104\u5143\u5916\u50f9\u91d1\u6216\u8cc7\u672c\u3002<\/p>\n

\"\"<\/p>\n

\u6797\u662d\u5ef7\u8868\u793a\uff0c\u63a5\u9aa8\u624b\u8853\u4e09\u5927\u92fc\u91d8\u5305\u62ec\u6703\u8a08\u8a55\u50f9\u5141\u7576\u8868\u9054\u3001\u5efa\u7acb\u81ea\u6211\u4fdd\u96aa\u6a5f\u5236\u3001\u8abf\u6574\u8cc7\u7522\u8ca0\u50b5\u7d50\u69cb\uff0c\u5f37\u8abf\u58fd\u96aa\u696d\u300c\u4e0d\u60f3\u518d\u5403\u85e5\u4e86\u300d\u3002<\/p>\n

\u6797\u662d\u5ef7\u6307\u51fa\uff0c30\u5e74\u524d\u58fd\u96aa\u696d\u63a8\u51fa6%\u9ad8\u9810\u5b9a\u5229\u7387\u4fdd\u55ae\uff0c\u81f3\u4eca\u4f4e\u5229\u7387\u6642\u4ee3\u4ecd\u6709\u903e10\u5146\u5143\u7684\u4fdd\u55ae\u89e3\u7d04\u6e96\u5099\u91d1\u9700\u6d88\u5316\uff0c\u4e26\u884d\u751f\u5e63\u5225\u932f\u914d\u554f\u984c\u3002\u73fe\u884c\u6703\u8a08\u898f\u7bc4\u4e0b\uff0c\u6bcf\u5e74\u9700\u82b1\u8cbb\u9ad8\u984d\u907f\u96aa\u6210\u672c\uff0c\u53bb\u5e74\u6574\u9ad4\u58fd\u96aa\u696d\u51713,851\u5104\u5143\u8017\u8cbb\u5728\u907f\u96aa\u3002\u70ba\u89e3\u6c7a\u9577\u5e74\u7d50\u69cb\u6027\u554f\u984c\uff0c\u58fd\u96aa\u696d\u9700\u300c\u5efa\u7acb\u81ea\u6211\u4fdd\u96aa\u6a5f\u5236\u300d\uff0c\u5c07\u7701\u4e0b\u4f86\u7684\u9322\u7559\u5728\u516c\u53f8\uff0c\u900f\u904e\u5916\u532f\u50f9\u683c\u8b8a\u52d5\u6e96\u5099\u91d1\u548c\u6de8\u503c\u4f86\u5f37\u5316\u8cc7\u672c\u97cc\u6027\u3002<\/p>\n

\u76ee\u524d\u58fd\u96aa\u696d\u6d77\u5916\u6295\u8cc7\u90e8\u4f4d\u6263\u9664\u80a1\u7968\u7d04\u670920\uff05\u9700\u8981\u7528\u5230NDF\u907f\u96aa\uff0c\u800cNDF\u7684\u6210\u672c\u7d04\u5360\u907f\u96aa\u90e8\u4f4d\u91d1\u984d\u76843\uff05\uff0c\u73fe\u884c\u7684\u66ab\u884c\u63aa\u65bd\u662f\u6bcf\u5e74\u5f37\u5236\u589e\u63d0\u7a05\u524d\u76c8\u9918\u76843%\uff0c\u5176\u4e2d1.5%\u63d0\u5b58\u5230\u5916\u50f9\u91d1\u30011.5%\u63d0\u5b58\u5230\u7279\u5225\u76c8\u9918\u516c\u7a4d\uff0c\u5f8c\u8005\u6703\u4f7f\u6de8\u503c\u589e\u52a0\uff0c\u5916\u50f9\u91d1\u62ff\u4f86\u6c96\u62b5\u532f\u640d\u9084\u80fd\u7bc0\u7701\u907f\u96aa\u6210\u672c\uff0c\u9019\u4fbf\u662f\u58fd\u96aa\u516c\u6703\u63d0\u51fa\u7684\u7b2c\u4e00\u5927\u92fc\u91d8\u3002<\/p>\n

\u6797\u662d\u5ef7\u89e3\u91cb\uff0c\u7b2c\u4e8c\u5927\u92fc\u91d8\u662f\u5efa\u7acb\u81ea\u6211\u4fdd\u96aa\u6a5f\u5236\uff0c\u82e5\u6703\u8a08\u4e0a\u8b93\u58fd\u96aa\u696d\u6709\u7a7a\u9593\u8abf\u6574\uff0c\u5c31\u53ef\u5c07NDF\u907f\u96aa\u6210\u672c\u5360\u907f\u96aa\u90e8\u4f4d3\uff05\u7684\u8cc7\u91d1\u7bc0\u7701\u4e0b\u4f86\uff0c\u6bcf\u5e74\u7d04\u53ef\u7bc0\u7701900\u5104\u5143\uff0c15\u5e74\u7d04\u7701\u4e0b1.35\u5146\u5143\u907f\u96aa\u6210\u672c\uff0c\u800c\u9019\u4e9b\u7701\u4e0b\u7684\u6210\u672c\u53ef\u7d2f\u7a4d\u5230\u5916\u50f9\u91d1\u548c\u7279\u5225\u76c8\u9918\u516c\u7a4d\u3002\u6b64\u5916\uff0c\u516c\u6703\u63d0\u6848\u5efa\u8b70\u91d1\u7ba1\u6703\uff0c\u9084\u8981\u984d\u5916\u589e\u63d0\u7a05\u524d\u76c8\u9918\u76845\uff05\u5230\u5916\u50f9\u91d1\u6216\u7279\u5225\u76c8\u9918\u516c\u7a4d\u3002<\/p>\n

\u4ee5\u5916\u50f9\u91d1\u9918\u984d\u76ee\u524d\u7c97\u4f303,500\u5104\u5143\u8a08\u7b97\uff0c\u4f9d\u7167\u73fe\u884c\u66ab\u884c\u63aa\u65bd\uff0c\u9810\u4f3015\u5e74\u5f8c\u5916\u50f9\u91d1\u9918\u984d\u7d2f\u8a08\u8d85\u904e1\u5146\u5143\uff0c\u53ef\u62b5\u79a6\u4e00\u5e74\u5167\u7d0410\uff05\u7684\u532f\u7387\u6ce2\u52d5\u98a8\u96aa\uff0c\u7279\u5225\u76c8\u9918\u516c\u7a4d\u5247\u53ef\u671b\u589e\u52a05,400\u5104\u5143\uff1b\u53e6\u516c\u6703\u5efa\u8b70\u589e\u63d05\uff05\u7684\u90e8\u5206\uff0c\u904e\u53bb\u4e00\u5e74\u58fd\u96aa\u696d\u7372\u5229\u7d041,700\u5104\u5143\uff0c15\u5e74\u7d04\u53ef\u5f37\u53161,275\u5104\u5143\u6e96\u5099\u91d1\u6216\u8cc7\u672c\uff0c\u5408\u8a08\u5171\u5f37\u53161\u51463,425\u5104\u5143\u81ea\u6211\u4fdd\u96aa\u80fd\u529b\u3002\u6797\u662d\u5ef7\u8aaa\uff0c\u7c21\u55ae\u4f86\u8aaa\uff0c\u300c\u8b93\u514d\u75ab\u529b\u8b8a\u597d\u3001\u9ad4\u683c\u5f37\u5065\uff0c\u5c31\u4e0d\u7528\u518d\u9760\u5403\u85e5\u4e86\u3002\u300d<\/p>\n

\u7b2c\u4e09\u5927\u92fc\u91d8\u662f\u8abf\u6574\u8cc7\u7522\u8ca0\u50b5\u7d50\u69cb\uff0c\u6797\u662d\u5ef7\u8aaa\uff0c\u6539\u8b8a\u5e63\u5225\u932f\u914d\u554f\u984c\u8981\u5f9e\u8cc7\u7522\u3001\u5546\u54c1\u8207\u653f\u7b56\u4e09\u65b9\u9762\u540c\u6b65\u8abf\u6574\uff0c\u8cc7\u7522\u9762\u662f\u900f\u904e\u516c\u5efa\u7b49\u6a19\u7684\u5f15\u8cc7\u56de\u53f0\uff0c\u76ee\u524d\u6bcf\u5e74\u570b\u5167\u6295\u8cc7\u7d04\u589e\u52a01.5\uff05\uff0c\u6a19\u7684\u589e\u52a0\u5f8c\u7d04\u63d0\u9ad8\u52303%\uff0c\u63a8\u4f3015\u5e74\u53ef\u671b\u589e\u52a06\u5146\u5143\u570b\u5167\u6295\u8cc7\uff1b\u5546\u54c1\u9762\u662f\u53bb\u4fdd\u8b49\u5316\u3001\u7e2e\u77ed\u4fdd\u8b49\u671f\u9593\uff0c\u5982\u4fdd\u55ae\u9810\u5b9a\u5229\u7387\u964d\u4f4e\uff0c\u6216\u4e0d\u8981\u4fdd\u969c\u7d42\u8eab\uff1b\u653f\u7b56\u9762\u5247\u900f\u904eICS\u5236\u5ea6\u5f15\u5c0e\u696d\u8005\u6539\u5584\u5e63\u5225\u932f\u914d\u8207\u5b58\u7e8c\u671f\u9593\u843d\u5dee\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u3010\u7d93\u6fdf\u65e5\u5831\uff0f\u8a18\u8005\u9ec3\u4e8e\u5ead\uff0f\u53f0\u5317\u5831\u5c0e\u30112025-11-22 \u58fd\u96aa\u516c\u6703\u6628\uff0821\uff09\u65e5\u91dd\u5c0d\u58fd\u96aa\u696d\u63a8\u884c\u532f\u7387\u6703\u8a08\u8abf\u6574\u7684\u5fc5\u8981\u6027… Read More »\u58fd\u96aa\u532f\u7387\u907f\u96aa \u300c\u4e09\u92fc\u91d8\u300d\u8f49\u9aa8 \u5efa\u7acb\u81ea\u6211\u4fdd\u96aa\u6a5f\u5236 \u4f30\u7701\u4e0b1.3\u5146\u5143<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"off","neve_meta_content_width":70,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,2],"tags":[],"class_list":["post-4149","post","type-post","status-publish","format-standard","hentry","category-taiwan","category-news"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/posts\/4149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/comments?post=4149"}],"version-history":[{"count":1,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/posts\/4149\/revisions"}],"predecessor-version":[{"id":4151,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/posts\/4149\/revisions\/4151"}],"wp:attachment":[{"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/media?parent=4149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/categories?post=4149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/tw\/wp-json\/wp\/v2\/tags?post=4149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}