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InsurTech<\/h3>\n

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\u5982\u4f55\u8a08\u7b97\u9867\u5ba2\u8f49\u5ac1\u7684\u98a8\u96aa<\/h3>\n

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\u5340\u9694 (Segmentation)<\/h4>\n

\u9996\u5148\u4fdd\u96aa\u516c\u53f8\u900f\u904e\u5340\u9694 (Segmentation)\u7684\u65b9\u5f0f\uff0c\u53ea\u8981\u628a\u4eba\u7fa4\u6240\u5177\u5099\u7684\u98a8\u96aa\u5c6c\u6027\u7684\u5283\u5206\u7684\u8db3\u5920\u7d30\uff0c\u8b93\u5c6c\u65bc\u8a72\u7fa4\u9ad4\u88e1\u9762\u7684\u4eba\u6240\u767c\u751f\u98a8\u96aa\u6a5f\u7387\u975e\u5e38\u76f8\u8fd1\uff0c\u5c31\u80fd\u5920\u900f\u904e\u6578\u5b78\u8a08\u7b97\u51fa\u76f8\u5c0d\u5408\u7406\u7684\u4fdd\u8cbb\uff0c\u5047\u82e5\u4fdd\u96aa\u516c\u53f8\u6c92\u6709\u5c07\u4eba\u7fa4\u4e8b\u5148\u9032\u884c\u5340\u9694\u5c31\u8a08\u7b97\u4fdd\u8cbb\u6703\u767c\u751f\u4ec0\u9ebc\u4e8b\u5462\uff0c\u6703\u9020\u6210\u4f4e\u98a8\u96aa\u7684\u4eba\u88ab\u98a8\u96aa\u9ad8\u7684\u4eba\u642d\u4e86\u9806\u98a8\u8eca\u3002<\/p>\n

\u4ee5\u91ab\u7642\u4fdd\u96aa\u70ba\u4f8b\uff0c\u5728\u8a2d\u8a08\u91ab\u7642\u96aa\u7684\u5546\u54c1\u6642\uff0c\u7531\u65bc A \u5bb6\u4fdd\u96aa\u516c\u53f8\u4e26\u672a\u8a2d\u8a08\u5340\u9694\u689d\u4ef6\uff0c\u56e0\u6b64\u8a72\u7fa4\u9ad4\u88e1\u9762\u540c\u6642\u5305\u542b\u8001\u5e74\u4eba\u8207\u5e74\u8f15\u4eba\uff0c\u82e5\u6309\u5e38\u7406\u63a8\u6e2c\u8001\u5e74\u4eba\u767c\u751f\u91cd\u5927\u75be\u75c5\u7684\u98a8\u96aa\u6703\u6bd4\u5e74\u8f15\u4eba\u9ad8\u5f97\u8a31\u591a\uff0c\u56e0\u6b64\u4ed6\u5011\u6240\u7e73\u7d0d\u7684\u4fdd\u8cbb\u5f88\u53ef\u80fd\u660e\u986f\u4f4e\u65bc\u7406\u8ce0\u7684\u91d1\u984d\uff0c\u4f46\u5e74\u8f15\u4eba\u662f\u5c6c\u65bc\u8a72\u7fa4\u9ad4\u76f8\u5c0d\u4f4e\u98a8\u96aa\u7684\u65cf\u7fa4\uff0c\u7136\u800c\u537b\u8981\u8207\u8001\u5e74\u4eba\u7e73\u7d0d\u76f8\u540c\u91d1\u984d\u7684\u4fdd\u8cbb\uff0c\u5f88\u986f\u7136\u5730\u5e74\u8f15\u4eba\u6240\u7e73\u7d0d\u7684\u4fdd\u8cbb\u53ef\u80fd\u9ad8\u65bc\u7406\u8ce0\u91d1\u984d\uff0c\u8b8a\u76f8\u5730\u5e74\u8f15\u4eba\u88ab\u8001\u5e74\u4eba\u642d\u4e86\u9806\u98a8\u8eca\u3002<\/p>\n

\u7136\u800c\u82e5 B \u5bb6\u4fdd\u96aa\u516c\u53f8\u80fd\u6839\u64da\u5e74\u9f61\u3001\u6027\u5225\u3001\u75c5\u53f2\u9019\u4e9b\u53ef\u4ee5\u4f5c\u70ba\u5206\u7fa4\u7be9\u9078\u7684\u689d\u4ef6\uff0c\u653e\u5165\u6578\u5b78\u6a21\u578b\u4e2d\u505a\u8a08\u7b97\uff0c\u5c07\u4e00\u500b\u9f90\u5927\u7684\u7fa4\u9ad4\u7fa4\u5207\u5206\u7684\u8db3\u5920\u7cbe\u7d30\uff0c\u5c07\u98a8\u96aa\u5c6c\u6027\u76f8\u540c\u7684\u4eba\u653e\u5728\u4e00\u8d77\uff0c\u4f8b\u5982\u540c\u5c6c\u5e74\u8f15\u4eba\u7fa4\u9ad4\u4e4b\u4e2d\u7684\u6210\u54e1\uff0c\u7531\u65bc\u5f7c\u6b64\u7684\u98a8\u96aa\u5c6c\u6027\u5f88\u76f8\u8fd1\uff0c\u6240\u4ee5\u7e73\u7d0d\u7684\u4fdd\u8cbb\u7406\u61c9\u80fd\u7372\u53d6\u5408\u7406\u7684\u7406\u8ce0\u91d1\u984d\uff0c\u56e0\u6b64B\u5bb6\u4fdd\u96aa\u516c\u53f8\u7684\u5546\u54c1\u5c0d\u65bc\u5e74\u8f15\u4eba\u7fa4\u9ad4\u5c07\u66f4\u5177\u6709\u5438\u5f15\u529b\u3002<\/p>\n

\u56e0\u6b64\u4fdd\u96aa\u516c\u53f8\u6642\u5e38\u6703\u9700\u8981\u900f\u904e\u7528\u4e00\u9023\u4e32\u7684\u554f\u984c\u6216\u8490\u96c6\u8db3\u5920\u8c50\u539a\u7684\u6578\u64da\uff0c\u76ee\u7684\u5728\u65bc\u8a2d\u8a08\u51fa\u591a\u6a23\u5316\u7684\u5340\u9694\u689d\u4ef6\uff0c\u4f5c\u70ba\u7cbe\u7b97\u6a21\u578b\u8a08\u7b97\u4fdd\u8cbb\u6642\u4f7f\u7528\uff0c\u81f4\u529b\u65bc\u628a\u5927\u7fa4\u9ad4\u4e2d\u5177\u5099\u4e0d\u540c\u7a0b\u5ea6\u98a8\u96aa\u5c6c\u6027\u7684\u6210\u54e1\u5283\u5206\u7684\u8db3\u5920\u7cbe\u7d30\uff0c\u8b93\u540c\u5c6c\u8a72\u7fa4\u9ad4\u6210\u54e1\u7684\u6240\u5177\u5099\u98a8\u96aa\u5c6c\u6027\u8d8a\u76f8\u4f3c\u8d8a\u597d\uff0c\u6240\u8a2d\u8a08\u7684\u96aa\u670d\u52d9\u8cbb\u7528\u4e5f\u5c31\u8d8a\u5408\u7406\uff0c\u4fdd\u96aa\u516c\u53f8\u6240\u63a8\u51fa\u7684\u4fdd\u96aa\u670d\u52d9\u4e5f\u5c31\u66f4\u5177\u5438\u5f15\u529b\u3002<\/p>\n

\u52a0\u7e3d (Aggregation)<\/h4>\n

\u4f46\u5149\u628a\u7fa4\u9ad4\u5283\u5206\u7684\u8db3\u5920\u7cbe\u7d30\u9084\u4e0d\u5920\uff0c\u4fdd\u96aa\u516c\u53f8\u9084\u5fc5\u9808\u4f7f\u7528\u52a0\u7e3d (Aggregation) \u624d\u80fd\u5c07\u540c\u5c6c\u8a72\u7fa4\u9ad4\u6210\u54e1\u7684\u98a8\u96aa\u5f97\u4ee5\u5206\u6524\uff0c\u6211\u5011\u77e5\u9053\u5176\u5be6\u8cfc\u8cb7\u4fdd\u96aa\u662f\u4e00\u7a2e\u98a8\u96aa\u8f49\u5ac1\u7684\u65b9\u5f0f\uff0c\u5c07\u6211\u5011\u672a\u4f86\u53ef\u80fd\u6703\u767c\u751f\u7684\u5404\u985e\u98a8\u96aa\uff0c\u9078\u64c7\u5c0d\u61c9\u7684\u4fdd\u96aa\u5546\u54c1\uff0c\u5c07\u98a8\u96aa\u8f49\u5ac1\u7d66\u4fdd\u96aa\u516c\u53f8\u4f86\u627f\u64d4\uff0c\u7136\u800c\u7576\u4fdd\u96aa\u516c\u53f8\u6240\u5283\u5206\u51fa\u7684\u7fa4\u9ad4\u88e1\u9762\u6240\u5305\u542b\u7684\u6210\u54e1\u6578\u4e0d\u5920\u591a\u6642\uff0c\u5c07\u6703\u767c\u751f\u4ec0\u9ebc\u4e8b\u60c5\uff1f<\/p>\n

\u7576\u8a72\u7fa4\u9ad4\u6210\u54e1\u6578\u91cf\u4e0d\u5920\u591a\u6642\uff0c\u610f\u5473\u4fdd\u96aa\u516c\u53f8\u8981\u627f\u64d4\u8a72\u7fa4\u9ad4\u6295\u4fdd\u4eba\u7533\u8acb\u7406\u8ce0\u7684\u98a8\u96aa\u5c31\u8d8a\u5927\uff0c\u4fdd\u96aa\u516c\u53f8\u80fd\u5f9e\u8a72\u7fa4\u9ad4\u6240\u8cfa\u53d6\u7684\u4fdd\u8cbb\u6536\u5165\u4e5f\u5c31\u8d8a\u4f4e\uff0c\u56e0\u6b64\u4fdd\u96aa\u516c\u53f8\u5e0c\u671b\u540c\u4e00\u500b\u98a8\u96aa\u7fa4\u9ad4\u5167\uff0c\u6240\u5305\u542b\u7684\u6210\u54e1\u6578\u80fd\u5920\u8d8a\u591a\u8d8a\u597d\uff0c\u53ea\u8981\u6210\u54e1\u6578\u8db3\u5920\u591a\u6642\uff0c\u5c31\u80fd\u5920\u7b26\u5408\u5927\u6578\u6cd5\u5247\uff0c\u8b93\u8a72\u7fa4\u9ad4\u7684\u98a8\u96aa\u5e73\u5747\u5206\u6524\u5230\u6bcf\u4f4d\u6210\u54e1\u8eab\u4e0a\uff0c\u964d\u4f4e\u7406\u8ce0\u7684\u6a5f\u7387\u7684\u767c\u751f\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u5c31\u80fd\u8d8a\u7cbe\u6e96\u7684\u8a08\u7b97\u8a72\u7fa4\u9ad4\u6bcf\u4f4d\u6210\u54e1\u7684\u6240\u80fd\u7372\u5f97\u8cfa\u53d6\u7684\u671f\u671b\u6536\u76ca\u662f\u591a\u5c11\u3002<\/p>\n

InsurTech \u8207\u4fdd\u96aa<\/h3>\n

\u4fdd\u96aa\u516c\u53f8\u70ba\u4f55\u6703\u9700\u8981\u7cbe\u7b97\u4eba\u54e1\u6216\u7cbe\u901a\u7d71\u8a08\u6a21\u578b\u7b49\u4eba\u624d\uff0c\u662f\u70ba\u4e86\u80fd\u5920\u6253\u9020\u4e00\u5957\u7cbe\u6e96\u7684\u6578\u5b78\u6a21\u578b\uff0c\u6709\u6548\u5730\u628a\u4e00\u500b\u5927\u7684\u98a8\u96aa\u7fa4\u9ad4\u9032\u884c\u5730\u5340\u9694 (Segmentation) \u8207\u52a0\u7e3d (Aggregation)\uff0c\u53ea\u8981\u628a\u4e0d\u540c\u4eba\u7fa4\u6240\u5177\u5099\u7684\u98a8\u96aa\u5c6c\u6027\u5283\u5206\u7684\u8db3\u5920\u7cbe\u7d30\uff0c\u4e14\u540c\u5c6c\u8a72\u7fa4\u9ad4\u7684\u6210\u54e1\u6578\u8db3\u5920\u591a\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u80fd\u6709\u6548\u8861\u91cf\u8a72\u60c5\u5883\u4e0b\u767c\u751f\u98a8\u96aa\u6642\u9700\u7e73\u7d0d\u7684\u5408\u7406\u4fdd\u8cbb\u8207\u6536\u76ca\uff0c\u4e5f\u5c31\u80fd\u63d0\u4f9b\u9867\u5ba2\u66f4\u5408\u9069\u4e14\u512a\u8cea\u7684\u4fdd\u96aa\u670d\u52d9\u3002<\/p>\n

\u4f46\u904e\u5f80\u4fdd\u96aa\u516c\u53f8\u53ea\u80fd\u900f\u904e\u5217\u51fa\u4e00\u9577\u4e32\u7684\u554f\u5377\u554f\u984c\uff0c\u5982\u6709\u7d50\u5a5a\u55ce\uff0c\u662f\u5426\u6709\u5bb6\u65cf\u75c5\u53f2\u7b49\uff0c\u8b93\u9867\u5ba2\u5728\u6295\u4fdd\u524d\u5148\u5b8c\u6210\u554f\u5377\u586b\u7b54\uff0c\u4fdd\u96aa\u516c\u53f8\u5728\u6839\u64da\u9867\u5ba2\u586b\u7b54\u7684\u7d50\u679c\uff0c\u8f38\u5165\u96fb\u8166\u6578\u5b78\u6a21\u578b\uff0c\u8a08\u7b97\u51fa\u4e00\u500b\u5408\u7406\u7684\u4fdd\u8cbb\u50f9\u683c\uff0c\u6291\u6216\u662f\u4fdd\u96aa\u516c\u53f8\u53ea\u80fd\u5728\u6280\u8853\u689d\u4ef6\u6709\u9650\u7684\u60c5\u6cc1\u4e0b\uff0c\u53bb\u8490\u96c6\u95dc\u65bc\u8a72\u6295\u4fdd\u7fa4\u9ad4\u7684\u6578\u64da\u8cc7\u6599\uff0c\u4f46\u7531\u65bc\u8cc7\u8a0a\u6536\u96c6\u6210\u672c\u7684\u8003\u91cf\uff0c\u6709\u4e9b\u689d\u4ef6\u53ef\u80fd\u672a\u88ab\u7d0d\u5165\u6578\u5b78\u6a21\u578b\u7684\u8a08\u7b97\u689d\u4ef6\uff0c\u4f8b\u5982 DNA \u8cc7\u6599\uff0c\u4f7f\u5f97\u4fdd\u96aa\u516c\u53f8\u7121\u6cd5\u4ee5\u66f4\u7cbe\u6e96\u7684\u65b9\u5f0f\u4f86\u8861\u91cf\u8207\u8a08\u7b97\u8a72\u98a8\u96aa\u7fa4\u9ad4\u7684\u7372\u5229\u6027\u3002<\/p>\n

\u7136\u800c InsurTech \u7684\u51fa\u73fe\uff0c\u6b63\u597d\u8b93\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u4ee5\u66f4\u4f4e\u5ec9\u7684\u6210\u672c\uff0c\u4f86\u7372\u53d6\u8db3\u5920\u8c50\u539a\u7684\u6578\u64da\u8cc7\u6e90\uff0c\u4f5c\u70ba\u8a2d\u8a08\u8207\u898f\u5283\u5408\u9069\u7684\u4fdd\u96aa\u5546\u54c1\uff0c\u5982\u904b\u7528\u5340\u584a\u93c8\u3001Open API \u7b49\u5404\u7a2e\u65b0\u8208\u79d1\u6280\uff0c\u6709\u6548\u5730\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u4ee5\u66f4\u5feb\u3001\u66f4\u6709\u6548\u5730\u65b9\u5f0f\u53bb\u6536\u96c6\u4e0d\u540c\u7522\u696d\u3001\u4e0d\u540c\u5834\u666f\u7684\u6578\u64da\uff0c\u4f8b\u5982\u53d6\u7528\u91ab\u7642\u7522\u696d\u7684\u6578\u64da\uff0c\u589e\u52a0\u91ab\u7642\u4fdd\u96aa\u670d\u52d9\u7684\u591a\u6a23\u6027\u3002<\/p>\n

\u56e0\u6b64\u4fdd\u96aa\u670d\u52d9\u5728 InsurTech \u7684\u885d\u64ca\u4e4b\u4e0b\uff0c\u7522\u751f\u4e86\u4e00\u7a2e\u300c\u4fdd\u96aa\u88c2\u89e3 (Insurance Disaggregation)\u300d\u7684\u73fe\u8c61\uff0c\u8a72\u540d\u8a5e\u7528\u65bc\u63cf\u8ff0\u4fdd\u96aa\u670d\u52d9\u7684\u50f9\u503c\u93c8\u7d50\u69cb\uff0c\u56e0\u70ba\u5171\u4eab\u7d93\u6fdf\u3001\u81ea\u52d5\u99d5\u99db\u3001IOT \u7b49\u65b0\u8208\u79d1\u6280\u7684\u61c9\u7528\uff0c\u6539\u8b8a\u50b3\u7d71\u4fdd\u96aa\u670d\u52d9\u8861\u91cf\u8207\u8a55\u4f30\u7fa4\u9ad4\u98a8\u96aa\u8207\u7372\u5229\u50f9\u503c\u7684\u65b9\u5f0f\u3002<\/p>\n

\u4f8b\u5982\u4e0a\u8ff0\u65b0\u805e\u4e2d\u6709\u63d0\u5230\u7684 Tesla \u96fb\u52d5\u8eca\u4fdd\u96aa\u6848\u4f8b\uff0cTesla \u96fb\u52d5\u8eca\u672c\u8eab\u6709\u5305\u542b\u81ea\u52d5\u8f14\u52a9\u99d5\u99db\u7684\u529f\u80fd\uff0c\u80fd\u5920\u5e6b\u52a9\u99d5\u99db\u4eba\u66f4\u597d\u5730\u63a7\u5236\u8eca\u8f1b\u7684\u884c\u99db\uff0c\u7136\u800c\u904e\u5f80\u4fdd\u96aa\u516c\u53f8\u5728\u63d0\u4f9b\u8eca\u96aa\u670d\u52d9\u6642\uff0c\u7121\u6cd5\u6709\u6548\u6536\u96c6\u8207\u8a55\u4f30\u7576\u8eca\u8f1b\u6709\u88dd\u914d\u81ea\u52d5\u8f14\u52a9\u99d5\u99db\u529f\u80fd\u5f8c\uff0c\u767c\u751f\u4ea4\u901a\u610f\u5916\u4e8b\u6545\u7684\u6a5f\u7387\u662f\u591a\u5927\uff0c\u4f86\u8a08\u7b97\u5408\u9069\u7684\u4fdd\u8cbb\u8207\u7372\u5229\u6027\u3002<\/p>\n

InsurTech \u6240\u7522\u751f\u7684\u5916\u90e8\u6027<\/h3>\n

\u300c\u5916\u90e8\u6027\u300d\u4e00\u8a5e\u70ba\u7d93\u6fdf\u5b78\u4e2d\u7528\u4f86\u63cf\u8ff0\u56e0\u70ba\u4e00\u500b\u4eba\u7684\u884c\u70ba\u76f4\u63a5\u5f71\u97ff\u4ed6\u4eba\u7684\u798f\u7949\uff0c\u800c\u7522\u751f\u6b63\u9762\u6216\u8ca0\u9762\u7684\u5f71\u97ff\u3002<\/p>\n

\u4ee5\u6c7d\u8eca\u4fdd\u96aa\u70ba\u4f8b\uff0c\u4fdd\u96aa\u516c\u53f8\u96d6\u7136\u61c9\u7528\u4e86 InsurTech \u6280\u8853\uff0c\u80fd\u6709\u6548\u5730\u6536\u96c6\u95dc\u65bc\u96fb\u52d5\u8eca\u8eca\u4e3b\u7684\u884c\u8eca\u8cc7\u6599\uff0c\u4f86\u63d0\u4f9b\u5c08\u5c6c\u96fb\u52d5\u8eca\u8eca\u4e3b\u7684\u4fdd\u96aa\u670d\u52d9\uff0c\u4f46\u9019\u4e5f\u6709\u53ef\u80fd\u5c0e\u81f4\u56e0\u96fb\u52d5\u8eca\u800c\u767c\u751f\u4ea4\u901a\u4e8b\u6545\u7684\u98a8\u96aa\uff0c\u539f\u56e0\u5728\u65bc\u4fdd\u96aa\u516c\u53f8\u5728\u6280\u8853\u689d\u4ef6\u6709\u9650\u7684\u60c5\u6cc1\u4e0b\uff0c\u8981\u7cbe\u6e96\u5730\u628a\u958b\u8eca\u7fa4\u9ad4\u5283\u5206\u70ba\u662f\u958b\u54ea\u985e\u578b\u7684\u8eca\u6703\u8017\u8cbb\u8a31\u591a\u6210\u672c\uff0c\u7136\u800c\u7576 InsurTech \u63d0\u5347\u6536\u96c6\u5404\u7a2e\u985e\u578b\u6578\u64da\u7684\u6548\u7387\u5f8c\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u80fd\u5920\u7a81\u7834\u539f\u672c\u7121\u6cd5\u5c07\u7fa4\u9ad4\u66f4\u52a0\u7cbe\u7d30\u5283\u5206\u7684\u9650\u5236\uff0c\u800c\u8a2d\u8a08\u51fa\u65b0\u7684\u5c6c\u65bc\u96fb\u52d5\u8eca\u8eca\u4e3b\u7684\u4fdd\u96aa\u670d\u52d9\u3002<\/p>\n

\u4f46\u9019\u4e5f\u53ef\u80fd\u9020\u6210\u539f\u672c\u958b\u96fb\u52d5\u8eca\u7684\u4eba\uff0c\u539f\u5148\u6240\u9069\u7528\u7684\u4fdd\u96aa\u7406\u8ce0\u91d1\u984d\u8207\u689d\u4ef6\uff0c\u6216\u8a31\u53ea\u80fd\u6db5\u84cb 70% \u640d\u5931\uff0c\u7121\u6cd5\u627f\u64d4\u4ed6\u56e0\u70ba\u4ea4\u901a\u4e8b\u6545\u610f\u5916\u800c\u9020\u6210\u7684\u6240\u6709\u640d\u5931\uff0c\u56e0\u6b64\u4ed6\u5011\u5728\u958b\u8eca\u6642\u6703\u683c\u5916\u5730\u8b39\u614e\u5c0f\u5fc3\uff0c\u7136\u800c\u5728\u4fdd\u96aa\u516c\u53f8\u63a8\u51fa\u96fb\u52d5\u8eca\u8eca\u96aa\u7406\u8ce0\u7684\u670d\u52d9\u5f8c\uff0c\u53ef\u80fd\u8b93\u65e2\u6709\u53ea\u80fd\u6db5\u84cb 70% \u640d\u5931\u7684\u7406\u8ce0\u91d1\u984d\uff0c\u4e00\u4e0b\u5b50\u63d0\u9ad8\u5230\u80fd\u6db5\u84cb 100% \u640d\u5931\uff0c\u7576\u96fb\u52d5\u8eca\u8eca\u4e3b\u80fd\u5920\u5b8c\u5168\u5730\u628a\u767c\u751f\u610f\u5916\u4ea4\u901a\u4e8b\u6545\u7684\u98a8\u96aa\u8f49\u5ac1\u7d66\u4fdd\u96aa\u516c\u53f8\u6642\uff0c\u6216\u8a31\u4ed6\u5011\u5c31\u4e0d\u6703\u518d\u50cf\u4ee5\u5f80\u4fdd\u6301\u826f\u597d\u7684\u958b\u8eca\u7fd2\u6163\uff0c\u5c0e\u81f4\u56e0\u96fb\u52d5\u8eca\u800c\u9020\u6210\u7684\u4ea4\u901a\u610f\u5916\u4e8b\u6545\u7684\u6848\u4ef6\u8207\u6bd4\u4f8b\u9010\u6f38\u4e0a\u5347\u3002\u9019\u6a23\u56e0\u70ba\u4e00\u500b\u4eba\u7684\u884c\u70ba\u76f4\u63a5\u5f71\u97ff\u4ed6\u4eba\u7684\u798f\u7949\uff0c\u4e26\u7522\u751f\u4e86\u8ca0\u9762\u7684\u5f71\u97ff\uff0c\u6211\u5011\u7a31\u5176\u70ba\u300c\u8ca0\u9762\u7684\u5916\u90e8\u6027\u300d\u3002<\/p>\n

InsurTech \u53ef\u80fd\u5c0e\u81f4\u4fdd\u96aa\u670d\u52d9\u5931\u9748<\/h4>\n

\u7d93\u6fdf\u5b78\u4e2d\u6709\u4e00\u500b\u540d\u8a5e\u70ba\u300c\u7a00\u7f3a\u300d\uff0c\u7528\u65bc\u63cf\u8ff0\u9019\u500b\u4e16\u754c\u4e0a\u4efb\u4f55\u4e00\u7a2e\u8cc7\u6e90\u90fd\u662f\u6709\u9650\u7684\u3002<\/p>\n

\u4fdd\u96aa\u516c\u53f8\u6240\u63d0\u4f9b\u7684\u4fdd\u96aa\u670d\u52d9\u4e5f\u662f\u4e00\u7a2e\u8cc7\u6e90\uff0c\u56e0\u6b64\u4fdd\u96aa\u670d\u52d9\u4e5f\u662f\u7a00\u7f3a\u7684\uff0c\u800c InsurTech \u6070\u597d\u8b93\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u4ee5\u66f4\u7cbe\u6e96\u7684\u65b9\u5f0f\u904b\u7528\u5340\u9694\u548c\u52a0\u7e3d\u7684\u624b\u6cd5\uff0c\u628a\u6709\u9650\u7684\u4fdd\u96aa\u8cc7\u6e90\u5206\u914d\u5230\u80fd\u7372\u53d6\u6700\u5927\u6548\u76ca\u7684\u98a8\u96aa\u7fa4\u9ad4\u4e4b\u4e2d\uff0c\u4f46\u537b\u4e5f\u9020\u6210\u56e0\u904e\u5ea6\u7684\u5340\u9694\u548c\u52a0\u7e3d\u9019\u4e9b\u98a8\u96aa\u7fa4\u9ad4\uff0c\u5c0e\u81f4\u539f\u672c\u7406\u61c9\u53d7\u5230\u4fdd\u96aa\u670d\u52d9\u4fdd\u969c\u7684\u6210\u54e1\uff0c\u88ab\u5283\u5206\u5230\u9ad8\u98a8\u96aa\u6216\u7121\u7372\u5229\u7684\u7fa4\u9ad4\u4e2d\uff0c\u88ab\u4fdd\u96aa\u516c\u53f8\u5217\u70ba\u62d2\u7d55\u6295\u4fdd\uff0c\u6216\u662f\u8cbc\u4e0a\u9ad8\u98a8\u96aa\u65cf\u7fa4\u7684\u6a19\u7c64\uff0c\u9020\u6210\u4fdd\u96aa\u670d\u52d9\u5931\u9748\u7684\u73fe\u8c61\u3002<\/p>\n

\u4ee5\u91ab\u7642\u4fdd\u96aa\u70ba\u4f8b\uff0c\u5728 InsurTech \u5c1a\u672a\u84ec\u52c3\u767c\u5c55\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u53ea\u80fd\u5728\u6280\u8853\u689d\u4ef6\u6709\u9650\u7684\u60c5\u6cc1\u4e0b\uff0c\u53bb\u8490\u96c6\u95dc\u65bc\u8a72\u6295\u4fdd\u7fa4\u9ad4\u7684\u6578\u64da\u8cc7\u6599\uff0c\u4f46\u7531\u65bc\u8cc7\u8a0a\u6536\u96c6\u6210\u672c\u7684\u8003\u91cf\uff0c\u6709\u4e9b\u689d\u4ef6\u53ef\u80fd\u672a\u88ab\u7d0d\u5165\u6578\u5b78\u6a21\u578b\u7684\u8a08\u7b97\u689d\u4ef6\uff0c\u4f8b\u5982 DNA \u8cc7\u6599\uff0c\u56e0\u6b64\u539f\u672c\u540c\u5c6c\u65bc\u8a72\u7fa4\u9ad4\u4e2d\u7684 A \u6210\u54e1\u8207 B \u6210\u54e1\uff0c\u7406\u61c9\u90fd\u80fd\u7372\u5f97\u4fdd\u96aa\u516c\u53f8\u6240\u63d0\u4f9b\u7684\u91ab\u7642\u96aa\u670d\u52d9\u3002<\/p>\n

\u4f46\u7576\u4fdd\u96aa\u516c\u53f8\u64c1\u6709\u4e86 InsurTech \u9019\u9805\u65b0\u6b66\u5668\uff0c\u80fd\u6709\u6548\u964d\u4f4e\u8cc7\u8a0a\u6536\u96c6\u6210\u672c\uff0c\u628a\u539f\u672c\u4e0d\u8003\u91cf\u7684 DNA \u8cc7\u6599\uff0c\u91cd\u65b0\u7d0d\u5165\u4e86\u6578\u5b78\u6a21\u578b\u4e2d\u505a\u70ba\u8a08\u7b97\u689d\u4ef6\uff0c\u85c9\u7531\u6578\u5b78\u6a21\u578b\u7cbe\u7b97\u7684\u7d50\u679c\uff0c\u628a\u539f\u672c\u5c6c\u65bc\u540c\u4e00\u7fa4\u9ad4\u7684 A \u6210\u54e1\u8207 B \u6210\u54e1\uff0c\u5283\u5206\u6210\u5169\u500b\u4e0d\u540c\u7684\u7fa4\u9ad4\uff0c\u4e14 A \u6210\u54e1\u6240\u5728\u7684\u65b0\u7fa4\u9ad4\u4eba\u6578\u8db3\u5920\u591a\uff0c\u56e0\u6b64 A \u6210\u54e1\u9084\u662f\u80fd\u5920\u4eab\u53d7\u5230\u91ab\u7642\u4fdd\u96aa\u7684\u4fdd\u969c\uff0c\u4f46 B \u6210\u54e1\u6240\u5728\u7684\u65b0\u7fa4\u9ad4\u56e0\u98a8\u96aa\u592a\u9ad8\uff0c\u4fdd\u96aa\u516c\u53f8\u4e0d\u9858\u627f\u64d4\u5176\u8f49\u5ac1\u98a8\u96aa\uff0c\u6545\u7d66\u4e88 B \u6210\u54e1\u300c\u62d2\u4fdd\u300d\u7684\u56de\u8986\u3002<\/p>\n

InsurTech\u3001\u4fdd\u96aa\u8207\u5916\u90e8\u6027\u7684\u5e73\u8861\u9ede<\/h4>\n

InsurTech \u78ba\u5be6\u8b93\u4fdd\u96aa\u516c\u53f8\u7684\u670d\u52d9\u66f4\u52a0\u5177\u6709\u7af6\u722d\u512a\u52e2\uff0c\u8b93\u4fdd\u96aa\u516c\u53f8\u80fd\u4ee5\u66f4\u52a0\u6709\u6548\u7387\u7684\u65b9\u5f0f\u4f86\u6536\u96c6\u8cc7\u6599\uff0c\u4ee5\u66f4\u7cbe\u6e96\u5730\u5c07\u7fa4\u9ad4\u98a8\u96aa\u9032\u884c\u5340\u9694\u548c\u52a0\u7e3d\uff0c\u6709\u6548\u5730\u5c07\u7fa4\u9ad4\u98a8\u96aa\u5e73\u5747\u5206\u6524\u5230\u6bcf\u500b\u4eba\u8eab\u4e0a\uff0c\u4e26\u63a8\u51fa\u66f4\u591a\u6a23\u5316\u4e14\u512a\u8cea\u7684\u4fdd\u96aa\u670d\u52d9\uff0c\u63d0\u5347\u4fdd\u96aa\u670d\u52d9\u7684\u7372\u5229\u7a0b\u5ea6\u3002<\/p>\n

\u7136\u800c InsurTech \u537b\u4e5f\u53ef\u80fd\u9020\u6210\u771f\u6b63\u9700\u8981\u7372\u5f97\u4fdd\u96aa\u670d\u52d9\u7684\u4eba\uff0c\u56e0\u5176\u6240\u8981\u627f\u64d4\u7684\u98a8\u96aa\u592a\u9ad8\u800c\u88ab\u6392\u9664\u5728\u5916\uff0c\u5c0e\u81f4\u4fdd\u96aa\u670d\u52d9\u5931\u9748\u7684\u73fe\u8c61\uff0c\u53c8\u6216\u662f\u6295\u4fdd\u4eba\u56e0\u4eab\u53d7\u5b8c\u5168\u7684\u98a8\u96aa\u8f49\u5ac1\uff0c\u800c\u5ffd\u8996\u98a8\u96aa\u7684\u5b58\u5728\uff0c\u984d\u5916\u5730\u7522\u751f\u4e86\u4e00\u4e9b\u8ca0\u9762\u7684\u5916\u90e8\u6027\u3002<\/p>\n

\u70ba\u4e86\u907f\u514d\u985e\u4f3c\u60c5\u6cc1\uff0c\u6709\u4e9b\u4fdd\u96aa\u516c\u53f8\u6703\u5728\u4fdd\u96aa\u670d\u52d9\u4e2d\u8a2d\u8a08\u4e00\u4e9b\u734e\u52f5\u6a5f\u5236\uff0c\u4f8b\u5982\u4fdd\u6301\u826f\u597d\u7684\u958b\u8eca\u7fd2\u6163\uff0c\u964d\u4f4e\u4ea4\u901a\u610f\u5916\u4e8b\u6545\u767c\u751f\u7684\u6a5f\u7387\uff0c\u5c31\u80fd\u5920\u7372\u5f97\u6bd4\u8f03\u4fbf\u5b9c\u7684\u4fdd\u96aa\u8cbb\u7528\uff0c\u9019\u7a2e\u85c9\u7531\u734e\u52f5\u6295\u4fdd\u4eba\u80fd\u5920\u63a7\u5236\u81ea\u8eab\u884c\u70ba\uff0c\u5728\u53d7\u5230\u4fdd\u96aa\u670d\u52d9\u4fdd\u969c\u7684\u540c\u6642\uff0c\u53c8\u4e0d\u6703\u9020\u6210\u793e\u6703\u5927\u773e\u7684\u56f0\u64fe\uff0c\u6709\u6548\u964d\u4f4e\u8ca0\u9762\u5916\u90e8\u6027\u7684\u7522\u751f\uff0c\u6211\u5011\u5c07\u5176\u7a31\u70ba\u300c\u5916\u6ea2\u4fdd\u55ae\u300d\u3002<\/p>\n

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\u56e0\u6b64\u4fdd\u96aa\u516c\u53f8\u5728\u61c9\u7528 InsurTech \u52a0\u901f\u4fdd\u96aa\u670d\u52d9\u767c\u5c55\u7684\u540c\u6642\uff0c\u9084\u9700\u601d\u8003\u8a72\u5982\u4f55\u907f\u514d\u4fdd\u96aa\u5931\u9748\u6216\u8ca0\u9762\u5916\u90e8\u6027\u7684\u60c5\u6cc1\u767c\u751f\uff0c\u624d\u80fd\u5920\u5728\u517c\u5177\u670d\u52d9\u591a\u6a23\u6027\u8207\u5e02\u5834\u7af6\u722d\u529b\u7684\u540c\u6642\uff0c\u53c8\u53ef\u4ee5\u5145\u5206\u9ad4\u73fe\u4fdd\u96aa\u670d\u52d9\u7684\u50f9\u503c\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

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