{"id":268,"date":"2024-04-25T20:57:00","date_gmt":"2024-04-25T11:57:00","guid":{"rendered":"https:\/\/insurance.vincent-chen.com\/kr\/?p=268"},"modified":"2026-01-10T20:28:56","modified_gmt":"2026-01-10T11:28:56","slug":"2024-airc-soa-joint-seminar","status":"publish","type":"post","link":"https:\/\/insurance.vincent-chen.com\/kr\/2024-airc-soa-joint-seminar\/","title":{"rendered":"2024 AIRC\u2013SOA \uacf5\ub3d9 \uc138\ubbf8\ub098"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">2024\ub144 4\uc6d4 25\uc77c | \ub300\ub9cc\u30fb\ud0c0\uc774\ubca0\uc774<\/p>\n\n\n\n<div class=\"nfd-container nfd-text-md nfd-wb-text__text-1 wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"nfd-max-w-prose wp-block-group is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-df7bfe9b wp-block-group-is-layout-flex\">\n<h2 class=\"nfd-text-xl nfd-text-balance wp-block-heading\" style=\"font-style:normal;font-weight:600\">K-ICS \uc2dc\ud589 \ubc0f \uc2e0\uace0 \uacbd\ud5d8 \uacf5\uc720<\/h2>\n\n\n\n<p class=\"has-drop-cap wp-block-paragraph\">2024\ub144 AIRC\u2013SOA \uacf5\ub3d9 \uc138\ubbf8\ub098\uc5d0\uc11c \uc800\ub294 <strong>LINA \uc0dd\uba85\ubcf4\ud5d8\uc5d0 \uadfc\ubb34 \uc911\uc778 \ud55c\uad6d \ubcf4\ud5d8\uacc4\ub9ac\uc0ac Jinwon Cho \uc528<\/strong>\uc640 \ud568\uaed8 <strong>K-ICS(Korea Insurance Capital Standard, \ud55c\uad6d \ubcf4\ud5d8\uc790\ubcf8\uc81c\ub3c4)<\/strong> \uc758 \uc2dc\ud589 \ubc0f \uc2e0\uace0\uc640 \uad00\ub828\ub41c \uc2e4\ubb34\uc801 \uc778\uc0ac\uc774\ud2b8\uc640 \ud604\uc7a5 \uacbd\ud5d8\uc744 \uacf5\uc720\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uac00\uc84c\uc2b5\ub2c8\ub2e4. K-ICS\uac00 \uae30\uc874\uc758 RBC \uc81c\ub3c4\ub97c \uacf5\uc2dd\uc801\uc73c\ub85c \ub300\uccb4\ud568\uc5d0 \ub530\ub77c, \ud55c\uad6d \ubcf4\ud5d8\uc0b0\uc5c5\uc740 \uadfc\ubcf8\uc801\uc774\uace0 \uad6c\uc870\uc801\uc778 \uc804\ud658\uae30\ub97c \ub9de\uc774\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\uc758 \ud575\uc2ec\uc5d0\ub294 <strong>\uacbd\uc81c\uc801 \uac00\uce58 \uae30\ubc18\uc758 \uc790\ubcf8 \uce21\uc815 \uccb4\uacc4<\/strong>\ub85c\uc758 \uc804\ud658\uacfc, <strong>\ubcf4\ud5d8\uacc4\ub9ac\u00b7\ub9ac\uc2a4\ud06c\u00b7\uc7ac\ubb34 \uae30\ub2a5\uc774 \uace0\ub3c4\ub85c \ud1b5\ud569\ub41c \uad00\ub9ac \ud504\ub808\uc784\uc6cc\ud06c<\/strong>\uac00 \uc790\ub9ac\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1210\" height=\"907\" src=\"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0428.jpg?fit=1024%2C768&amp;ssl=1\" alt=\"\" class=\"wp-image-269\" srcset=\"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0428.jpg?w=1210&amp;ssl=1 1210w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0428.jpg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0428.jpg?resize=1024%2C768&amp;ssl=1 1024w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0428.jpg?resize=768%2C576&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">K-ICS\uc758 \uc81c\ub3c4\uc801 \uc9c4\ud654\uc640 \uc124\uacc4 \ubaa9\ud45c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">K-ICS\ub294 \uc218\ub144\uc5d0 \uac78\uccd0 \ub2e4\uc218\uc758 QIS(\uc815\ub7c9\uc801 \uc601\ud5a5 \ubd84\uc11d), \uc2dc\ubc94 \uc6b4\uc601 \ubc0f \uc81c\ub3c4 \ubcf4\uc644 \uacfc\uc815\uc744 \uac70\uccd0 \ubc1c\uc804\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uadf8 \uc124\uacc4 \ucca0\ud559\uc740 \ub2e4\uc74c\uc758 \uc138 \uac00\uc9c0 \ud575\uc2ec \uc6d0\uce59\uc73c\ub85c \uc694\uc57d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\"><strong>IFRS 17 \ubc0f \uad6d\uc81c \uae30\uc900\uacfc\uc758 \uc815\ud569\uc131<\/strong>: K-ICS\ub294 IAIS\uc758 ICS \ud504\ub808\uc784\uc6cc\ud06c\uc640 \uc720\ub7fd\uc758 Solvency II\ub97c \ucc38\uc870\ud558\uc5ec, \uc790\uc0b0\uacfc \ubd80\ucc44\ub97c \uc804\uba74\uc801\uc73c\ub85c \uc2dc\uac00 \ud3c9\uac00(Mark-to-Market) \ubc29\uc2dd\uc73c\ub85c \uce21\uc815\ud569\ub2c8\ub2e4. \ub610\ud55c \ubcf4\ud5d8\uacc4\uc57d\ub9c8\uc9c4\uc744 \uac00\uc6a9\uc790\ubcf8\uc5d0 \ubc18\uc601\ud568\uc73c\ub85c\uc368 IFRS 17 \uc7ac\ubb34\ubcf4\uace0\uc640 \ub192\uc740 \uc218\uc900\uc758 \uc77c\uad00\uc131\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li class=\"\"><strong>\ub9ac\uc2a4\ud06c \uce21\uc815\uc758 \uace0\ub3c4\ud654 \ubc0f \ud655\ub300<\/strong>: \uae30\uc874\uc758 \uacc4\uc218 \uae30\ubc18 \ubc29\uc2dd\uc5d0\uc11c \ubc97\uc5b4\ub098 \uc2dc\ub098\ub9ac\uc624 \ucda9\uaca9(Shock Scenario) \uc911\uc2ec\uc758 \uce21\uc815 \uccb4\uacc4\ub85c \uc804\ud658\ud558\uc600\uc73c\uba70, \uc7a5\uc218 \ub9ac\uc2a4\ud06c, \ud574\uc9c0 \ub9ac\uc2a4\ud06c, \ube44\uc6a9 \ub9ac\uc2a4\ud06c, \uc7ac\ud574 \ub9ac\uc2a4\ud06c \ub4f1 \ucd94\uac00\uc801\uc778 \ub9ac\uc2a4\ud06c \ubaa8\ub4c8\uc744 \ub3c4\uc785\ud558\uace0 \uc2e0\ub8b0\uc218\uc900\uc744 99.5%\uae4c\uc9c0 \uc0c1\ud5a5\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li class=\"\"><strong>\uacfc\ub3c4\uae30\uc801 \uc870\uce58\ub97c \ud1b5\ud55c \uc81c\ub3c4 \uc548\uc815\uc131 \ud655\ubcf4<\/strong>: \uc81c\ub3c4\uc758 \uc6d0\ud65c\ud55c \uc804\ud658\uc744 \uc704\ud574 TAC, TIR, TER, TIRR \ub4f1 \ub2e4\uc591\ud55c \uacfc\ub3c4\uae30\uc801 \uc870\uce58\ub97c \ub3c4\uc785\ud558\uc5ec, \uc0c8\ub85c\uc6b4 \uc81c\ub3c4\uac00 \uc790\ubcf8\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \ub2e8\uacc4\uc801\uc73c\ub85c \ud761\uc218\ud558\uace0 \uc2dc\uc7a5\uc758 \uae09\uaca9\ud55c \ubcc0\ub3d9\uc744 \uc644\ud654\ud558\uace0\uc790 \ud558\uc600\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">K-ICS \ud558\uc758 \uc790\ubcf8 \uad6c\uc870: \ub2e8\uc21c\ud55c \ube44\uc728\uc744 \ub118\uc5b4\uc11c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">K-ICS \uccb4\uacc4\uc5d0\uc11c <strong>\uac00\uc6a9\uc790\ubcf8(Available Capital)<\/strong> \uc740 \ub354 \uc774\uc0c1 \ub2e8\uc21c\ud55c \ud68c\uacc4\uc0c1 \uc789\uc5ec\uae08\uc774 \uc544\ub2c8\ub77c, \uc190\uc2e4\ud761\uc218\ub2a5\ub825\uc744 \uae30\uc900\uc73c\ub85c \ud3c9\uac00\ub418\uba70 \uae30\ubcf8\uc790\ubcf8\uacfc \ubcf4\uc644\uc790\ubcf8\uc73c\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4. \ud55c\ud3b8 <strong>\uc694\uad6c\uc790\ubcf8(Required Capital)<\/strong> \uc740 \ubcf4\ud5d8\ub9ac\uc2a4\ud06c, \uc2dc\uc7a5\ub9ac\uc2a4\ud06c, \uc2e0\uc6a9\ub9ac\uc2a4\ud06c, \uc6b4\uc601\ub9ac\uc2a4\ud06c\ub97c \ud1b5\ud569\ud558\uc5ec \uc0b0\ucd9c\ub418\uba70, \ubd84\uc0b0\ud6a8\uacfc\uc640 \uc138\uae08 \ud6a8\uacfc\uac00 \uba85\uc2dc\uc801\uc73c\ub85c \ubc18\uc601\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\ubb34\uc801\uc73c\ub85c\ub294 \uacfc\ub3c4\uae30\uc801 \uc870\uce58\ub97c \uc801\uc6a9\ud558\ub354\ub77c\ub3c4 \ubcf4\ud5d8\ud68c\uc0ac \uac04 K-ICS \ube44\uc728\uc5d0 \uc0c1\ub2f9\ud55c \ucc28\uc774\uac00 \ub098\ud0c0\ub098\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uad6c\uc870\uc801 \ucc28\uc774\ub97c \ubc18\uc601\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\uc0c1\ud488 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ubc0f \uae08\ub9ac \ubbfc\uac10\ub3c4\uc758 \ucc28\uc774<\/li>\n\n\n\n<li class=\"\">\uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5 \ubc0f \uc790\uc0b0\ubd80\ucc44\uad00\ub9ac(ALM) \uc5ed\ub7c9\uc758 \ucc28\uc774<\/li>\n\n\n\n<li class=\"\">\ub9ac\uc2a4\ud06c \uad00\ub9ac \uc131\uc219\ub3c4 \ubc0f \ubaa8\ub378\ub9c1 \uc5ed\ub7c9\uc758 \ucc28\uc774<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub85c \uc778\ud574 K-ICS\ub294 \ub2e8\uc21c\ud55c \uaddc\uc81c \uc900\uc218 \uc9c0\ud45c\ub97c \ub118\uc5b4, \uc2dc\uc7a5 \uaddc\uc728\uc744 \uac15\ud654\ud558\ub294 \uc2e4\uc9c8\uc801\uc778 \uac10\ub3c5 \ubc0f \uacbd\uc601 \uad00\ub9ac \ub3c4\uad6c\ub85c \uc9c4\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1210\" height=\"907\" src=\"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0436.jpg?fit=1024%2C768&amp;ssl=1\" alt=\"\" class=\"wp-image-271\" srcset=\"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0436.jpg?w=1210&amp;ssl=1 1210w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0436.jpg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0436.jpg?resize=1024%2C768&amp;ssl=1 1024w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0436.jpg?resize=768%2C576&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\uc2e4\ubb34 \uc2e0\uace0 \uacfc\uc815\uc5d0\uc11c\uc758 \uc8fc\uc694 \uacfc\uc81c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\uc81c K-ICS\ub97c \ub3c4\uc785\ud558\uace0 \uc2e0\uace0\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uacf5\ud1b5\uc801\uc778 \uacfc\uc81c\uc5d0 \uc9c1\uba74\ud558\uc600\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\"><strong>\ubb38\uc11c\ud654 \ubc0f \uac10\uc0ac \uc694\uad6c\uc758 \ub300\ud3ed \uac15\ud654<\/strong>: \ubcf4\ud5d8\uacc4\ub9ac \uac00\uc815, \ud655\ub960\ub860\uc801 \uae08\ub9ac \ubaa8\ub378, \ud560\uc778\uc728 \uace1\uc120, \uadf8\ub9ac\uace0 \ub9ac\uc2a4\ud06c \uc644\ud654 \uae30\ubc95\uc758 \uc778\uc815 \uc5ec\ubd80\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0, \ubaa8\ub4e0 \uc694\uc18c\uc5d0 \ub300\ud574 \ubcf4\ub2e4 \uac15\ub825\ud55c \uadfc\uac70 \uc81c\uc2dc, \ud22c\uba85\uc131, \uac10\uc0ac \uac00\ub2a5\uc131\uc774 \uc694\uad6c\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li class=\"\"><strong>\ub8e9\uc2a4\ub8e8(Look-through) \ubc0f \uc790\uc0b0 \ubd84\ud574\uc758 \ubcf5\uc7a1\uc131 \uc99d\uac00<\/strong>: ETF, \ud380\ub4dc, \ud574\uc678 \ud22c\uc790 \uc790\uc0b0\uc758 \ud655\ub300\ub294 \uc2dc\uc7a5\ub9ac\uc2a4\ud06c \ubc0f \uc2e0\uc6a9\ub9ac\uc2a4\ud06c \uacc4\uc0b0\uc758 \ubcf5\uc7a1\ub3c4\ub97c \ud06c\uac8c \ub192\uc600\uc73c\uba70, \uc774\uc5d0 \ub530\ub77c \ub370\uc774\ud130 \ud488\uc9c8, \uc2dc\uc2a4\ud15c \uc5ed\ub7c9, \uac70\ubc84\ub10c\uc2a4 \uccb4\uacc4\uc5d0 \ub300\ud55c \uc694\uad6c \uc218\uc900\ub3c4 \ud55c\uce35 \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li class=\"\"><strong>K-ICS, ALM, ORSA \uac04 \ud1b5\ud569 \ud544\uc694\uc131<\/strong>: \uac01 \uc81c\ub3c4\uac00 \ubd84\ub9ac\ub418\uc5b4 \uc6b4\uc601\ub420 \uacbd\uc6b0 \uc911\ubcf5 \uacc4\uc0b0\uacfc \uc9c0\ud45c \ubd88\uc77c\uce58\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \uacbd\uc601\uc9c4\uc758 \uc218\uce58\uc5d0 \ub300\ud55c \uc2e0\ub8b0\ub97c \uc800\ud574\ud558\ub294 \uc694\uc778\uc774 \ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1714\" height=\"1285\" src=\"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0431.jpg?fit=1024%2C768&amp;ssl=1\" alt=\"\" class=\"wp-image-272\" srcset=\"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0431.jpg?w=1714&amp;ssl=1 1714w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0431.jpg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0431.jpg?resize=1024%2C768&amp;ssl=1 1024w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0431.jpg?resize=768%2C576&amp;ssl=1 768w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0431.jpg?resize=1536%2C1152&amp;ssl=1 1536w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\uaddc\uc81c \uc900\uc218\uc5d0\uc11c \uc5ed\ub7c9 \uad6c\ucd95\uc73c\ub85c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\uc7ac \ub300\ubd80\ubd84\uc758 \ubcf4\ud5d8\uc0ac\ub294 K-ICS \uc218\uce58\ub97c \u201c\uc0b0\ucd9c\ud560 \uc218 \uc788\ub294\u201d \ub2e8\uacc4\uc5d0 \ub3c4\ub2ec\ud558\uc600\uc73c\uba70, \ub2e4\uc74c \ub2e8\uacc4\uc758 \uacfc\uc81c\ub294 <strong>\ud488\uc9c8, \ud6a8\uc728\uc131 \ubc0f \ud65c\uc6a9\ub3c4 \uc81c\uace0<\/strong>\uc785\ub2c8\ub2e4. \uc774\ub97c \uc704\ud55c \uc8fc\uc694 \ubc29\ud5a5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\"><strong>\uc911\uc559\uc9d1\uc911\uc801\uc774\uace0 \uc77c\uad00\ub41c \ubcf4\ud5d8\uacc4\ub9ac \ubaa8\ub378\ub9c1 \uc544\ud0a4\ud14d\ucc98 \uad6c\ucd95<\/strong>: IFRS 17, K-ICS, ALM\uc744 \ub2e8\uc77c \ud575\uc2ec \ubaa8\ub378\ub85c \uc9c0\uc6d0\ud568\uc73c\ub85c\uc368 \uc911\ubcf5 \uc791\uc5c5\uc744 \uc904\uc774\uace0 \uac70\ubc84\ub10c\uc2a4 \ubcf5\uc7a1\uc131\uc744 \uc644\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li class=\"\"><strong>\uc81c\ub3c4\ud654\ub41c \ubaa8\ub378 \uac70\ubc84\ub10c\uc2a4 \ubc0f \ud1b5\uc81c \uccb4\uacc4<\/strong>: \uba85\ud655\ud55c \ubcc0\uacbd \uad00\ub9ac \uc808\ucc28, \ubc84\uc804 \uad00\ub9ac, \uc601\ud5a5 \ubd84\uc11d \ubc0f \uc2b9\uc778 \ud504\ub85c\uc138\uc2a4\ub97c \ud1b5\ud574 \ubaa8\ub378 \uc0b0\ucd9c\ubb3c\uc774 \uc124\uba85 \uac00\ub2a5\ud558\uace0, \ucd94\uc801 \uac00\ub2a5\ud558\uba70, \uc7ac\ud604 \uac00\ub2a5\ud558\ub3c4\ub85d \ubcf4\uc7a5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li class=\"\"><strong>\ubcf4\ud5d8\uacc4\ub9ac \uc804\ud658(Actuarial Transformation)<\/strong>: \uc5c5\ubb34 \uc790\ub3d9\ud654, \ub370\uc774\ud130 \uac70\ubc84\ub10c\uc2a4, \uc900\uc2e4\uc2dc\uac04 \ubcf4\uace0 \uccb4\uacc4\ub97c \ud1b5\ud574 \ubcf4\ud5d8\uacc4\ub9ac \uc870\uc9c1\uc740 \ub2e8\uc21c \uacc4\uc0b0 \uc911\uc2ec\uc758 \uc5ed\ud560\uc5d0\uc11c \ubc97\uc5b4\ub098 \ubd84\uc11d\uacfc \uc804\ub7b5\uc801 \uc758\uc0ac\uacb0\uc815 \uc9c0\uc6d0\uc5d0 \uc9d1\uc911\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uacb0\ub860: K-ICS\ub294 \ubaa9\uc801\uc9c0\uac00 \uc544\ub2c8\ub77c \ucd9c\ubc1c\uc810<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">K-ICS\uc758 \ub3c4\uc785\uc740 \ud55c\uad6d \ubcf4\ud5d8\uc0b0\uc5c5\uc774 \ub9ac\uc2a4\ud06c\uc640 \uacbd\uc81c\uc801 \uac00\uce58\ub97c \uc911\uc2ec\uc73c\ub85c \ud55c \uc790\ubcf8 \uad00\ub9ac \uccb4\uacc4\ub85c \uc804\ud658\ud588\uc74c\uc744 \uc758\ubbf8\ud558\ub294 \uc911\uc694\ud55c \uc774\uc815\ud45c\uc785\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc73c\ub85c\ub294 \uaddc\uc81c \uc900\uc218 \ubd80\ub2f4\uc774 \ud06c\uc9c0\ub9cc, \uc911\uc7a5\uae30\uc801\uc73c\ub85c\ub294 <strong>\ubcf4\ud5d8\uacc4\ub9ac \uc804\ubb38\uc131\uc758 \uace0\ub3c4\ud654, \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc5ed\ub7c9 \uac15\ud654, \uc758\uc0ac\uacb0\uc815 \ud488\uc9c8 \uc81c\uace0<\/strong>\ub77c\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uad81\uadf9\uc801\uc778 \ucc28\ubcc4\ud654 \uc694\uc18c\ub294 K-ICS \uc900\uc218 \uc5ec\ubd80\uac00 \uc544\ub2c8\ub77c, <strong>K-ICS\ub97c \uc9c0\uc18d \uac00\ub2a5\ud55c \uacbd\uc7c1\uc6b0\uc704\uc758 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc5bc\ub9c8\ub098 \ud6a8\uacfc\uc801\uc73c\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0<\/strong>\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1210\" height=\"907\" src=\"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0458.jpg?fit=1024%2C768&amp;ssl=1\" alt=\"\" class=\"wp-image-270\" srcset=\"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0458.jpg?w=1210&amp;ssl=1 1210w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0458.jpg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0458.jpg?resize=1024%2C768&amp;ssl=1 1024w, https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0458.jpg?resize=768%2C576&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>2024\ub144 4\uc6d4 25\uc77c | \ub300\ub9cc\u30fb\ud0c0\uc774\ubca0\uc774 K-ICS \uc2dc\ud589 \ubc0f \uc2e0\uace0 \uacbd\ud5d8 \uacf5\uc720 2024\ub144 AIRC\u2013SOA \uacf5\ub3d9 \uc138\ubbf8\ub098\uc5d0\uc11c \uc800\ub294 LINA \uc0dd\uba85\ubcf4\ud5d8\uc5d0 \uadfc\ubb34 \uc911\uc778 \ud55c\uad6d \ubcf4\ud5d8\uacc4\ub9ac\uc0ac Jinwon Cho \uc528\uc640 \ud568\uaed8 K-ICS(Korea Insurance Capital Standard, \ud55c\uad6d \ubcf4\ud5d8\uc790\ubcf8\uc81c\ub3c4) \uc758 \uc2dc\ud589 \ubc0f \uc2e0\uace0\uc640 \uad00\ub828\ub41c \uc2e4\ubb34\uc801 \uc778\uc0ac\uc774\ud2b8\uc640 \ud604\uc7a5 \uacbd\ud5d8\uc744 \uacf5\uc720\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uac00\uc84c\uc2b5\ub2c8\ub2e4. K-ICS\uac00 \uae30\uc874\uc758 RBC \uc81c\ub3c4\ub97c \uacf5\uc2dd\uc801\uc73c\ub85c \ub300\uccb4\ud568\uc5d0 \ub530\ub77c, \ud55c\uad6d \ubcf4\ud5d8\uc0b0\uc5c5\uc740&hellip;&nbsp;<a href=\"https:\/\/insurance.vincent-chen.com\/kr\/2024-airc-soa-joint-seminar\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">2024 AIRC\u2013SOA \uacf5\ub3d9 \uc138\ubbf8\ub098<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":269,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"[\"title\",\"meta\",\"content\",\"tags\"]","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-268","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ac-news"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/insurance.vincent-chen.com\/kr\/wp-content\/uploads\/2026\/01\/IMG_0428.jpg?fit=1210%2C907&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/posts\/268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/comments?post=268"}],"version-history":[{"count":3,"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/posts\/268\/revisions"}],"predecessor-version":[{"id":285,"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/posts\/268\/revisions\/285"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/media\/269"}],"wp:attachment":[{"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/media?parent=268"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/categories?post=268"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.vincent-chen.com\/kr\/wp-json\/wp\/v2\/tags?post=268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}